Best Investment Platform in Poland (2026)

Compare the best platforms for investing in stocks and ETFs in Poland. Updated for 2026 with current fees, KNF regulation, and IKE/IKZE tax-advantaged account information.

Tax note for Poland: Poland taxes capital gains at a flat 19% (podatek Belki). IKE (Indywidualne Konto Emerytalne) and IKZE (Indywidualne Konto Zabezpieczenia Emerytalnego) accounts offer tax advantages for retirement savings. Always consult a tax advisor for your specific situation.
Our pick for Poland

eToro — Zero-commission stocks & ETFs

30M+ users worldwide. 0% commission on real stocks and ETFs. Regulated by CySEC (EU), FCA (UK), and ASIC. Copy top investors automatically. Start with as little as €50.

Open free eToro account
Capital at risk. Other fees may apply. See eToro for details.

XTB

4.6/5

Poland's largest broker, listed on the Warsaw Stock Exchange. Zero-commission stocks and ETFs up to a monthly turnover limit. Strong CFD offering. IKE and IKZE account support. Excellent Polish-language customer support and educational resources. Regulated by KNF.

0% commissionIKE/IKZE supportPolish IBANNo minimumRegulated: KNF

mBank

4.3/5

One of Poland's leading digital banks with an integrated brokerage (mBank eMakler). Access to WSE (Warsaw Stock Exchange) and international markets. IKE and IKZE accounts available. Convenient if you already bank with mBank. Regulated by KNF.

From PLN 5/tradeIKE/IKZE supportWSE accessIntegrated bankingRegulated: KNF

eToro

4.5/5

Zero-commission trading on real stocks and ETFs. Social trading and CopyTrader features. Easy-to-use mobile app. Minimum deposit $50. Currency conversion fee applies for non-USD trades. Does not support IKE/IKZE.

0% commission3,000+ assetsCopyTraderMin. $50Regulated: CySEC, FCA
Open eToro account

Interactive Brokers

4.7/5

Lowest fees for active investors. Access to 150+ markets worldwide. Professional-grade platform. No minimum deposit. Excellent for international diversification beyond WSE.

From PLN 5/trade13,000+ ETFs150+ marketsNo minimumRegulated: SEC, FCA, CBI

DEGIRO

4.3/5

One of Europe's most popular low-cost brokers. Core Selection ETFs at reduced rates. Simple platform, great for beginners. Part of flatexDEGIRO Bank AG.

Low-cost ETFs50+ exchangesNo minimumBanking licenseRegulated: BaFin, AFM

Trading 212

4.1/5

Commission-free investing with fractional shares. "Pies" feature for automated portfolio building. Competitive interest on uninvested cash. User-friendly app designed for beginners.

0% commissionFractional sharesAutoInvest PiesInterest on cashRegulated: FCA, CySEC

Fee comparison for Poland

BrokerCommissionPlatform feeMin. depositBest for
XTB0%0 PLN0 PLNIKE/IKZE, Polish stocks
mBankFrom PLN 50 PLN0 PLNIntegrated banking, WSE
eToro0%0 PLN$50Social trading, beginners
Interactive BrokersFrom PLN 50 PLN0 PLNActive traders, global access
DEGIROLow-costPLN 10/yr0 PLNLow-cost ETFs
Trading 2120%0 PLNPLN 4Fractional shares

How we chose these brokers

We evaluated brokers available to Polish residents based on commission structure, platform fees, IKE/IKZE support, KNF regulatory status, WSE access, and overall user experience. For Polish investors, XTB stands out as a local champion with full KNF regulation and tax-advantaged account support.

How to start investing in Poland

Choose a broker from our comparison above. Polish brokers like XTB and mBank can be opened quickly with a PESEL number and valid ID. International brokers require passport and proof of address. Fund your account via bank transfer and start investing.

For beginners, consider opening an IKE account with XTB for tax-free capital gains (upon meeting withdrawal conditions) and investing monthly in a low-cost global ETF.

Calculate your Poland salary first

Know exactly how much you take home after Polish income tax and ZUS contributions before deciding how much to invest each month.

Poland salary calculator